C.R.I.T.A.C.L Summary

First Name: Potential
Last Name: One
Endearment Name: One
Age: 
Life of Leisure Age: 
State of Residence: 
Filing Status: 
Current Income: 
Current Federal Tax Bracket: 
Current State Tax Bracket: 
Projected Income: 
Projected Federal Tax Bracket: 
Projected State Tax Bracket: 
Medicare Tax: 1.45%
Social Security Tax: 6.2%

“It’s not now much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for. -Robert Kiyosaki”
"It is not how much income that One earns, yet how much income One keeps, how One's income earns capital, and how many generations One's family keeps One's earned capital earning more income. -Shelf Life"

In the illustration below, the objective is to provide One visualization to the amount of One's in-come that One is currently undervaluing and underutilizing. What One does with One's assessment of the information is for One to decide. It is said: "One of the most expensive possessions that One can own is a closed mind". If One has any question(s), we are available to assist. One has used one of One's other valuable possessions, One's time to review this information. It is tremendously appreciated that One used One's time' in reviewing this information and that it was One's "time" well spent.

One can attain One's Lifetime of Leisure Age at at which time One is projected to be earning from the capital in One's PEA with a balance of with guaranteed earnings of and non-guaranteed earnings of . When One reaches One's actual Lifetime of Leisure age, One will have in capital in One's PEA to earn interest. One is projected to have have earned in guaranteed income and in non-guaranteed income from One's capital in One's PEA. This equals in capital when One enters One's Life of Leisure years that will begin generating a projected ever increasing guaranteed income of annually and an additional projected non-guaranteed income of annually for a total of annually.

Non guaranteed guarantees have paid out consistently in over one hundred years to include during the Great Depression.

From the information that One enterd, One currently resides in . One earns an annual in-come of annually. One is in the federal tax bracket and One is in the state tax bracket. One can accumulate (federal) and (state) taxes that could be leveraged to generate additional income during One's Pre-Life of Leisure and into One's Life of Leisure.

This confiscated income is projected to return that will continue to do so during One's Life of Leisure years. This means that One is currently having of One's income being confiscated by "federal authorities" and One is having approximately of One's income being confiscated by "state authorities" during One's pre-retirement years'. One will have of One's income earned confiscated by Medicare and confiscated by Social Security. One will have in total (Medicare, Social Security, Federal, State) of One's income earned confiscated via taxes for a total of ??? in lost cash accumulation that could be working for One before and during One's working years and into One's Life of Leisure years and an additional 7.12%⁽¹⁾ on average being levied at the register when One make purchases.

Below in the grid One can see get a glimpse into the potential One can avail onself to when leveraging One's income and turn the tide of One's current and future financial projections. The "Guaranteed" column shows values based on guaranteed earnings on the in-come that One contributes to One's PEA. The "Non-Guaranteed" colum shows the values based on performance. This performance that this value has earned has been consistent for more than 150 years. The in-come that One earns is available in the year that One earns it and will never decrease in value. The growth will be predictable allowing for One to better plan for One's current and future use of One's finances.

The graph shows potential Year-Over-Year (YOY) growth of One's in-come. The legend provides a break-down of of portion of One's in-come and the potential growth of One's in-come.

At One's Life of Leisure age', One would potentially be making . During One's Life of Leisure' One will potentially be able to withdraw annually TAX-FREE. It would be necessary for One to earn to equal that amount in addition to the the associated costs of trading time for money.

“It’s not now much you make, but how much money you keep, how hard it works for you, and how many generations you keep it for. -Robert Kiyosaki”
"It is not how much income that One earns, yet how much income One keeps, how One's income earns capital, and how many generations One's family keeps One's earned capital earning more income. -Shelf Life"

Source: (1) https://www.aarp.org/money/taxes/info-2020/state-sales-tax-rates.html

Illustrating Cumulative Projected Leverageable Lifetime Income Earnings: